The unplanned developmental activities coupled with population growth has led to urbanization, which results in lack of infrastructure facilities.In every one life, at some stage, most of us will need to look for a new home. The reason may differ from individual to individual, it could be because of a new job or a change in family circumstances or accommodation requirements for future and look for a new place to live.

There are different requirements on different people.Some of them need to be close to schools, major roads or a railway station? Perhaps some of them would prefer to be in an area where costs are lower. Some of them want to be in an urban area to be close to shops and their workplace? This can be a time consuming and frustrating task. The requirements of individual family members need to be considered in selection of place. In order to pose these questions in finding a home acceptable to all family at right place at right cost; a real estate information management with an appropriate decision support system is necessary.

To find a suitable home, participants were first required to decide which of a series of factors such as cost, proximity to school, railways and roads, urban areas were important in their decision making. These factors were allocated weights and scores reflecting their importance.

Searching a perfect property at the right price takes a little know-how. Here are a Few tips:

Find out your buying power:
A very important first step is to contact a lender and get pre-qualified. This is essential information to the buyer to have so they have a good financial fit for the home market. When you have decided on a lender, you begin the loan process by filling out a loan application. You should be prepared to go over your current financial situation and credit history with the loan officer. A good mortgage broker can give you an estimate of what it's going to take to get you into a home and a good estimate of what your monthly expenses will be.

Before you begin searching,Choose your suburb/locality:
You may have a particular reason for wanting to move into a certain area, such as proximity to work or schools, or personal reasons like wanting to be close to the beach, or to cafes and restaurants.

Think about what your needs will be now and in the future:
Look for suburbs which are on the rise. Talk to estate agents about whom suburbs have had high numbers of bidders at auctions, or a lot of big property sales which have exceeded the reserve price. These are good indications that the suburb is about to boom. Cheaper suburbs which are located next to more expensive suburbs with homes in a similar style are also good ones to target.

Get your loan pre-approved:
Pre-approval gives you the confidence of knowing how much home you can afford before you start searching.

Plan to do plenty of searching:
It pays to take the time to get a good idea of the shape of the real estate market, so you know when you're getting a good deal. Inspect as many properties as you can before you make your choice on the one for you.

Before you buy property,Be aware of extra expenses:
When buying a house, make sure you take into account things like taxes, stamp duty, council rates, strata fees, insurance, maintenance costs, and costs of utilities such as gas, water and electricity.

Have a professional pest and building inspection carried out on the home or investment property:
Don't leave anything to chance. Make sure you use a qualified, reputable inspection service with an impeccable track record.

Inspect the property yourself before you settle:
Visit the property after the previous owners have moved out. Make sure the property has been left in accordance with the agreement you have made in the purchase contract.

Limit your spending and watch your credit during the buying period:
Don't take on any additional debt while in the process of buying a home. Mortgage lenders use debt to income ratios for the approval process and even so much as a new car can throw things off a bit, even if you know you can afford it.Additionally, if you are thinking about changing jobs try to hold off on that too. Be diligent about paying your bills on time also. Credit scoring frameworks are complex and often vary among creditors and for different types of credit.

Choose an experienced real estate agent to work with:
Trying to search for a home yourself will leave you exhausted and frustrated.Working with a licensed, full time, real estate agent is worth it’s weight in gold.The Swan Real Estate Group has a team of full time, experienced real estate agents who know the market and keep on top of new listings each day.

Learn the area, decide on where you want to live -- do your own research:
The internet is a good source for information regarding the area. Try to narrow down which area most appeals to you.A little more -- only you know where you will be most happy. Research, explore and learn, ask questions, drive around. Choose what most suits your needs and begin your focus there.

Make a list of new home priorities in order of importance:
Take the time to carefully think over the most important "must haves" in a new home.Limit yourself to no more than 5 absolutes. Try to be realistic in your home search. You may need to compromise a little but in the end; we want you to be thrilled with your new home. We are going to do everything we can to that end.

Communicate your wants and needs to your real estate agent:
Let's sit down and go over your priorities. Be honest and open about what you are looking for and make sure that we understand. No one wants to waste anyone's time in the home search venture. Listening is an important part of our job. It is very important that we understand your criteria. Be clear about what areas are important to you and where you are willing to compromise.

Listen to and take the advice of your real estate agent and mortgage broker:
Our job is to help you make the best decision and keep the process moving along without problems or stress. Buying a home is a major transaction, there’s a lot to do and coordinate. You may have bought one or two homes in your past, but real estate agents and mortgage brokers do this every day. We can help you with every aspect of the project. When we advise you about what you can to do make the transaction work, we are acting as part coach and part business consultant.

Know what you want -- be ready to make an offer:
At this point in the process you will be well educated about the home availability, the price ranges, the attractive neighborhoods, the schools, your priority list -- you are just waiting for that perfect home to make an offer on. Resist the urge to hesitate because if you love the home, chances are other buyers will love it to. Time is of the essence. The last thing we want our buyers to get involved in is bidding war. If we can get our offer in ahead of the others, we should have an edge on the competition.

Don't rule out an outdated or messy home:
Real estate prices are getting higher than they have ever been. A really nicely decorated, clean as a whistle home, is going to be priced at top market dollar. If that's most important to you then certainly go for it but if you can see through the ugly paint color or the dirty carpet, you may be able to get a great deal.

Be flexible with your schedule for home viewing:
Nice homes sell quickly, sometime within the first days of going on the market. As your real estate agent, it is our responsibility to be on top of the market and when the home that meets your criteria comes on the market, we need to get you to see it fast. We realize that our buyers are people with jobs, families, and other commitments. Keep track of the homes you are viewing on our Home Buyer Checklist -- this will help you keep your thoughts organized.

Be flexible in negotiations:
If you love the home, give a fair offer, consistent with the times, free from outside contingencies if possible. Don't play games. We are expert negotiators. Before we put an offer in, we will do the research of the current conditions as well as the comparables in that particular area.

Shop for and choose the property insurance:
We can recommend insurance companies and coverage but the ultimate decision and choice is yours. Shopping for and deciding on exactly what you require is important and not to be put off. Do this once you are satisfied with the home inspection and are ready to move forward.

Enjoy your new Home:
Don't forget to call the utility companies and have the power, gas, and water turned on prior to your move in date. Congratulations on your new home – Swan Real Estate wish you many years of happiness in it!

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